Section 126 of The Negotiable Instruments Act : Payment of cheque crossed generally.
Payment of cheque crossed generally. Negotiable Instruments Act 1881
Where a cheque is crossed generally, the banker on whom it is drawn shall not pay it otherwise than to a banker.
Payment of cheque crossed specially.–Where a cheque is crossed specially, the banker on whom it is drawn shall not pay it otherwise than to the banker to whom it is crossed, or his agent for collection.