Section 16 of The Unified Pension Scheme: Family Payout
Family Payout Unified Pension Scheme
16. Family Payout. – (1) Upon demise of a UPS Subscriber who was receiving admissible payout, as the case may be,
the legally wedded spouse of such deceased subscriber shall receive for life, family pay out of sixty percent. of the amount
of the admissible payout drawn by the subscriber immediately prior to the demise.
(2) In case of a deceased Central Government employee under NPS who has superannuated or retired on or before 31st
March 2025, and was eligible to receive benefits under UPS, the legally wedded spouse, upon submission of claim and
authorisation thereof, shall receive the difference of sixty percent. of the admissible payout payable to such UPS
Subscriber and sixty percent. of representative annuity amount, as family payout after the date of demise, besides
following benefits that shall become vested in the deceased employee, on the date of superannuation or retirement under
Fundamental Rules 56(j) (which is not treated as penalty under Central Civil Services (Classification, Control and Appeal)
Rules, 1965), as may be applicable, until the date of demise and be payable to the legally wedded spouse:
(i) lumpsum payment payable to such deceased employee;
(ii) monthly top-up amount payable to such deceased employee after the date of superannuation or retirement, until the
date of demise;
(iii) applicable dearness relief; and
(iv) simple interest as per applicable Public Provident Fund rates on arrears with respect to above benefits for the past
period, which interest shall become due from the following month after superannuation or retirement up to the month
preceding the submission of claim Forms.
Provided that no interest shall be payable where the UPS option form is submitted beyond the stipulated time period, for
the period of such delay.