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Section 95: Delay or retention in transit
A railway administration shall not be responsible for the loss, destruction, damage or deterioration of any consignment proved by the owner to have been caused by the delay or detention in their carriage if the railway administration proves that the delay or detention arose for reasons beyond its control or without negligence or misconduct on its part or on the part of any of its servants.
Source: official text of The Railways Act, 1989 as published on India Code (PDF). All sections of the Railways Act, 1989.